The Estate Planning Council of Hampden County, Inc., hereinafter referred to as Estate Planning Council of Hampden County, is organized merely to provide a forum for current, accurate and authoritative information with regard to estate and financial planning. Neither the officers nor directors of Estate Planning Council of Hampden County nor any particular speaker is engaged in rendering legal, accounting or other professional service. If legal advice or other expert assistance is required, the services of a competent professional should be sought.